Thomas Johnson 
Bachelor of Arts in Economics,
'25
Bridge Lending Intern at Greystone Monticello
What are some of your responsibilities as a bridge lending intern?
Servicing working capital loans, communicating with borrowers on their borrowing availability, performing long term loan analysis, and other miscellaneous tasks. The servicing aspect of a loan is a daily effort, a borrower will request an advance on their line of credit, and we need to provide what is called a borrowing base certificate. That determines how much they can borrow on a given day. The long-term loan analysis is important to determine if there are areas in our working capital portfolio that need to be addressed, either by increasing availability, restricting availability or all together taking away ability to borrow. Of course, as most intern roles do, my role includes a lot of grunt work, meaning putting together tables of information and things of that nature.
Is your internship remote?
Hybrid – remote on Fridays.
How did you find this internship? How long did it take to find?
Three months from the first point of contact. I got connected to someone from the company at a party. I had a lot of interviews throughout the internship cycle but had not heard anything, so I decided to reach out. He asked that I provide a resume, which lead to conversation with his boss which turned into a series of interviews.
Do you have any advice for students looking to find an internship?
Utilize any personal connections, they don’t need to be super related but getting through the first barrier of entry that is an online application increases your odds dramatically.
What job do you hope to get when you graduate?
Working for an alternative lender, or any sort of lender makes you realize the number of roles there are in the life cycle of a loan. You can be an originator, underwriter, asset manager, servicer, and more. I’m still very open to a variety of careers in finance, but with this experience I’d feel comfortable hopping into any of those roles in lending.
Why are you majoring in economics?
I enjoy the subject. I like that it helps me better understand the state of world, especially as it relates to politics and policy making. Additionally, I figured that it was general enough that it wouldn’t pigeonhole me to a certain field.